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10 Money-Saving Tips For Students: Clothing And Personal Expenses

Saving money as a student can feel like trying to fill a bucket with a hole in it. Between books, meals, and keeping up with social life, your bank account might seem to always be running on empty.

Did you know that there are simple ways to save money without giving up the things you love? This article will show you how.

We’re talking about easy changes you can make today. From using promo codes for online shopping to finding second-hand textbooks, these tips will help stretch your dollars further.

You’ll learn how to keep more cash in your savings account and improve your spending habits on clothes and personal items—without missing out on fun or fashion. Ready for smarter saving? Keep reading!

Budgeting and Saving Tips for Students

Saving money as a student can feel tough, but it’s not impossible. Start with creating a simple plan for your cash and stick to it. Use deals just for students and set some of your money aside automatically.

Swap books instead of buying new ones, and always search for coupons before you buy anything. Take care of what you own so it lasts longer, and choose no-name products sometimes—they’re just as good! This way, you’ll keep more money in your pocket while still enjoying life as a student.


Create a budget

Making a budget helps you see where your money goes. It’s like a map for your finances. First, figure out how much cash comes in every month from jobs, financial aid, or other sources.

Then, list what you must pay for, such as rent and meal plans. Don’t forget about smaller costs that add up over time—coffee runs can really eat into your wallet.

Next, set goals for saving money. Maybe you want to have more cash for books next semester or aim to build up an emergency fund. Keep track of what you spend so you know if you’re sticking to your budget.

This way, if things are tight one month because of unexpected bills or fun activities with friends, you can adjust without stressing too much. By staying on top of this routine, reaching those savings goals will feel less like a climb and more like a gentle walk uphill.


Use student discounts

You can save a lot of money on things like movie tickets, electronics, and room decor by using student discounts. Many stores offer special prices just for students. To get these discounts, you often need to show your student ID or sign up with an email that ends in “.edu.” For example, Amazon has a deal where students pay less for Prime membership, which includes free shipping and access to movies and shows.

Also, look out for deals at places where you buy books or clothes. These discounts can cut down how much you spend on school stuff and outfits. Some tech companies even lower the price on gadgets if you prove you’re a student.

This way, keeping more cash in your pocket becomes easier while still getting what you need for class or fun.


Automate savings

Save money without thinking about it by setting up automatic transfers from your checking account to a savings account. Many banks offer this service for free. Choose an interest-earning savings account for an extra boost to your money.

I tried this with Chime, a popular online banking platform, and it was life-changing. My savings grew because every purchase I made with my debit card rounded up to the nearest dollar, and that extra change went straight into my savings.

Now, imagine every time you buy lunch or gas, a small part of your spending helps grow your future funds. This method makes saving effortless and fast. Plus, you don’t have to remember to transfer money; it happens automatically after each purchase or at regular intervals you set up once.

Using online banking networks like Chime can also alert you to how much you’ve saved over time—seeing those numbers go up is quite motivating!


Get creative with entertainment

You can save money by sharing your friend’s streaming service instead of paying for movie tickets. This way, you spend less but still enjoy great films and shows at home. Also, think about fun, free things to do like going on picnics or exploring vintage clothing stores.

These offer unique experiences without a big price tag.

Campus events often have free entertainment – from concerts to guest speakers. Volunteering is another fantastic way to have fun and meet new people without spending any money. And when it comes to music, use services like Spotify or Pandora that let you listen for free.

Next up, let’s talk about how buying or renting used textbooks can help stretch your budget even further.


Buy or rent used textbooks

Textbooks cost a lot. But, you can save money by getting used ones or renting them. Amazon offers rentals, making it easy for you to get the books you need without paying full price.

Often, used textbooks have the same information as new ones but at a much lower cost. After your class ends, consider selling your used textbooks back. This way, you make some of your money back.

Choosing between buying and renting depends on how long you’ll need the book. If it’s for a short period, renting might be best. For books you want to keep or reference later, buying used is a smart choice.

Next up: learn how to avoid impulse buys to save even more.


Avoid impulse purchases

Skip buying things on a whim. This can be tough, especially when you see something you think you need right away. But taking a moment to ask yourself if it’s really necessary can save you a lot of money.

I once saw a fancy coffee maker on sale. My first thought? “I must have it now!” Instead, I waited, thought about my actual use for it, and realized my old one worked just fine. Saved myself some cash there.

Make a plan before shopping online or in stores. It’s easy to get carried away with sales and deals that seem too good to pass up. Stick to your list and resist those extra items that catch your eye at the checkout line or pop up as suggested buys online—those are traps! By doing this, not only do you keep more money in your pocket, but you also minimize clutter from things you don’t truly need.


Host a clothing swap

After you stop buying things on a whim, think about organizing a clothes trade. It’s like a party where everyone brings outfits they don’t wear anymore. Then, you all swap with each other.

You get new-to-you clothes without spending any cash. Plus, it’s fun to see your old shirt or dress find a new home with one of your friends.

I once set up a swap in my dorm room. We cleared some space, laid out our clothes on beds and desks, and took turns picking what we liked. It felt great to declutter and refresh our wardrobes for free.

We also made it a potluck so that there was food to enjoy while we shopped from each other’s collections. It turned into an event we all looked forward to every semester.


Look for coupons and promo codes

Switching gears from swapping clothes, you can save even more by hunting down coupons and promo codes. Before you click “buy” online, do a quick search for discount codes. Many websites offer these little money savers that can slash prices on your purchases, making that sweater or pair of jeans more affordable.

It’s like a treasure hunt where the prize is saving cash.

Stores often share special codes on their social media pages or through email newsletters. Sign up and follow your favorite shops to get alerts about sales and exclusive discounts.

Apps are another great tool; they scan the internet for deals so you don’t have to. This way, you keep more dollars in your pocket without much effort.


Take care of your clothes

Keeping your clothes in good shape is a simple way to save money. Use cold water when you wash them. This saves energy and stops colors from fading fast. Hang your clothes to dry instead of using a dryer.

It’s gentle on fabrics and cuts down on shrinking and wear.

You also should fix small rips or missing buttons right away. Doing this can make your outfits last longer, so you don’t have to buy new ones often. I once fixed a tear in my favorite jacket, and it looked as good as new! Learning basic sewing skills or finding a local tailor for bigger fixes is wise.

Taking care of what you wear means spending less over time because you’re not always shopping for replacements.


Buy generic brands

You can save a lot by picking generic items instead of name-brand ones. The difference in price comes mainly from how much the company spends on advertising, not quality. I once switched to generic cereal and saved enough to buy extra coffee each month.

You won’t notice a big change in taste or quality, but your bank account will thank you.

Many stores have their own brands that cost less than well-known ones. Next time, try swapping out your usual products for these store versions. From personal care items to snacks, there’s nearly always a generic option available.

This small change helped me cut down my grocery bill without giving up what I enjoy.

Other Tips for Saving Money on Clothing and Personal Expenses

Exploring more ways to save on outfits and personal costs can open doors to keeping more cash in your pocket.


Mend your clothes

Fix your clothes instead of throwing them away. This saves you money and is good for the planet. Grab a needle, some thread, and maybe watch a few online tutorials on sewing. You’ll find plenty out there aimed at beginners.

Start with small fixes like sewing on buttons or patching up holes in jeans. These little steps can make your clothes last longer.

Get creative with how you fix things up. For instance, if you have a tear in your shirt, turn it into a design feature by adding some colorful stitches. This method is called visible mending and it’s becoming quite popular.

Not only do you save money by not buying new clothes, but you also end up with unique garments that show off your personality. Plus, taking care of what you wear means less shopping and more savings over time.


Borrow from a friend

Borrowing clothes or gadgets

save you a lot of money

Your friends might have what you need and be willing to lend it to you. This way, you don’t have to buy something new that you’ll only use once.

I once needed an expensive textbook for just one chapter in college. So, I asked my roommate if she had it, and lucky me, she did! Borrowing saved me the hassle and the cost of getting that book myself.

Sharing stuff like books or clothes isn’t just smart; it builds friendships too. Plus, swapping items with friends means everyone gets something new-to-them without spending any cash.


Upcycle your clothes

You can save money and help the planet by upcycling your old clothes. This means taking clothes you no longer wear and making them into something new. You might turn a boring t-shirt into a cool bag or make an old dress into a stylish skirt.

It’s good for the environment because it reduces waste and saves resources needed to make new clothes.

I once took an oversized sweater and turned it into two cozy beanies for winter—it was fun, easy, and saved me from buying new ones. You don’t need fancy tools, just some basic sewing skills, creativity, and you’re set to give your wardrobe a personal touch without spending much.

Next, let’s explore how considering cost per wear can further stretch your clothing budget.


Consider cost per wear

Think about how often you’ll wear something before buying it. This is called “cost per wear.” If you buy a coat for $100 and wear it 100 times, the cost per wear is $1. It’s smart to spend more on things you’ll use a lot.

This way, your clothes last longer and save money over time.

I once bought expensive boots thinking they’d last years. They did, and every winter, their cost per wear got lower. Choosing quality over quantity means less shopping each year. Next up, learn how to make old clothes feel new again with some creative updates!


Reframe your clothing budget

You need a new way to think about your money for clothes. Instead of just buying what you want, when you want it, set a clear plan. This means looking at how much you can spend each month on outfits after covering things like school costs and savings.

It’s like giving every dollar a job—some go to rent, some to food, and some to clothes.

I did this myself and found I saved more than I thought possible. At first, it was hard not to grab the latest styles or those shoes everyone has. But then I started setting aside a little cash each month just for clothes.

Soon, I realized that being smart with my clothing budget let me buy nicer things that lasted longer because I wasn’t spending all the time. Plus, hunting for deals became kind of fun—a game where scoring a discount meant winning extra money in my pocket!


Shop in your own closet

Dig through your closet before you decide to buy new outfits. You might find clothes you forgot about or pieces that feel fresh again. Mixing and matching what you already own creates new looks without spending a dime.

Sell items you don’t wear on sites like Poshmark or OfferUp. This way, your closet stays clean, and you make some money.

Use apps like Facebook Marketplace to give old furniture or tech gadgets a second life in someone else’s home while putting cash back into your pocket. Think of it as updating your style and tech gear without hurting your wallet.

You’ll be surprised at how much value is hiding in things you no longer use or wear.


Buy and sell used clothing

You can save a lot of money by buying and selling your clothes on sites like Poshmark, OfferUp, and Facebook Marketplace. These places are great for finding deals or making some cash from items you no longer wear.

I’ve found unique pieces at thrift stores and sold them online for more than I paid. This way, I keep my closet fresh without spending too much.

Selling clothes you don’t need anymore is easy. Take good pictures, write clear descriptions, and set fair prices. When looking to buy, check these websites often for deals. Sometimes people sell brand-new items with tags still on for less than store prices.

By doing this regularly, you’ll find that both buying and selling used clothing helps stretch your budget further.


Resist temptations

After exploring the thrift of buying and selling used outfits, stepping into another significant practice comes naturally—fighting off the urge to splurge. This means learning to say no to those sudden desires for new shoes or a fancy jacket when your budget screams otherwise.

It’s about setting priorities. For me, there were countless times I passed by a store window and my eyes locked on something that seemed perfect. Yet, I had to remind myself of my financial goals.

To master this, start tracking your spending with apps like Mint or PocketGuard. These tools make it clear where every penny goes. They also help you spot patterns in your spending habits that you can then work to change.

Cutting back on eating out has saved me a bundle over time as well—which is hard if you’re always tempted by friends wanting to grab food at pricey places instead of cooking at home together.

Remember, resisting temptation isn’t just about saying no; it’s making smart choices with the long game in mind.


Know when retailers have sales

So, you’ve managed to resist the urge to buy on impulse. Great job! The next step? Keep an eye out for store deals. Most shops drop prices at certain times. Think Black Friday and Cyber Monday.

These days offer huge discounts.

I once waited for a big sale before buying winter boots. Patience paid off — I got them at half price. Learn from my experience! Check flyers and online ads often. Sign up for emails from favorite stores to get alerts about upcoming sales and special offers just for subscribers.

With a bit of planning, you can save big on things you need or want without breaking your budget.


Use a shopping app for discounts and deals.

Right after you’ve marked your calendar for the best sales, it’s smart to bring out your phone. Shopping apps can be your secret weapon for saving money. These apps find discounts and deals without making you search too hard.

Think of them like a treasure map that leads directly to savings.

One popular choice is PayPal, which lets you easily split costs with friends on things like clothes or dinner out. But there are tons more shopping apps dedicated just to finding deals.

They work by searching through lots of stores to show where you can get what you want for less. Plus, they often have exclusive coupons that you can’t find anywhere else. So next time before buying anything at full price, check one of these apps first—you might save more than you expect!


Saving money as a student is all about smart choices. Budget well and use special deals just for students. Remember, your clothes can last longer if you take good care of them. Sell or swap what you don’t wear anymore.

Use apps to find the best prices when you shop. Your efforts now will help keep your wallet happy later on!